MENU

Andorran Nationality

Low taxation

Your money belongs to you. Preserve your wealth:
4.5% IGI (VAT), taxation capped at 10%, no wealth or inheritance tax.

Zero crime

For you and your family, there is still a choice:
Andorra is one of the safest countries in the world, far from crime French cities.

Health system

The 3rd best health system in the world (Commonwealth Fund);
Somos uno de los 10 países con mejor esperanza de vida del mundo Un entorno de vida saludable y acceso a una asistencia excepcional.

Elderly care or treatment centre admissions

The residence permit for admission into private medical centres in Andorra allows residence in the country for the duration of the permit, in a private elderly care home or a private medical or treatment centre, for at least 90 days in one year, with no professional activity.

It can be requested for any newcomer who wishes to establish their main, effective residence in the Principality of Andorra for at least 90 days per year.

within the limits of the legal quota of residence permits. Residence is granted for one year on the condition of proof of a clean criminal record, civil status and health insurance for the applicant and any dependents.

0 km

Green in nature

0 %

1Gb/s optical fiber

0 h

from Toulouse and Barcelona

0 +

Activities of all kinds

Andorran nationality - Naturalisation

Naturalisation through obtaining Andorran citizenship can be acquired by applying in writing to the Government, and providing proof of:

✓ Having had one’s main, permanent residence in the Principality of Andorra over the twenty years prior to application, and proof of integration.

✓ Or having had the main, permanent residence in the Principality of Andorra over the ten years prior to application and having completed all mandatory schooling (except courses that are not taught in Andorra) in schools in the Principality that include all the specific Andorran educational subjects in their curriculum.

To obtain Andorran nationality through naturalisation, the foreigner must prove that they have renounced their nationality of origin within the next 5 years, and that they have no convictions for any offence that is punishable with four or more years in prison, or two or more offences, unless the conviction has been expunged from their criminal record. The Government can refuse naturalisation for reasons of public order or national interest. The issued passport allows for acquisition of Andorran nationality when proof of loss of the original nationality or nationalities is provided within 5 years, otherwise registration with the immigration office must be continued and the immigration permit renewed as required.

Your income: France vs Andorra

Tax simulator

45K

Annual income (€3,750/month)

For €50,000 annual profit
Dividend tax: 0%
No property tax
Social security contributions from wages between 6,5% and 22% of wages (CASS)
No double taxation, tax only on profit

180K

Annual income (€15,000/month)

For 200,000€ annual profit
Dividend tax: 0%
No property tax
Social security contributions from wages between 6,5% and 22% of wages (CASS)
No double taxation, tax only on profit

450K

Annual income (€37,500/month)

For 500,000€ annual profit
Dividend tax: 0%
No property tax
Social security contributions from wages between 6,5% and 22% of wages (CASS)
No double taxation, tax only on profit

Immigration cap

Limited entry quota

In order to preserve its natural balance and the comfort of its inhabitants, Andorra has set an entry limit of 100,000 individuals. This policy enables it to guarantee pleasant living conditions for its permanent residents, while conserving its limited natural resources such as electricity, water and what is exceptional air quality in Europe.

Prudent management of its resources is essential to the continued development of Andorra’s economy and tourism, and to preserve the uniqueness of its environment..

Inhabitants: 80,000/100,000
0%

Fidencis simplicity

Your residence in 4 steps

01

First contact

Book a time slot or write to us about your requirements.

02

Private conversation

Talk to us about your plans and we will find the best solutions.

03

Your project, our priority

We take care of all the procedures required to bring your project to fruition.

04

Welcome to Andorra

All you have to do is relax and discover our beautiful country while we take care of all the formalities.

Expatriation in Andorra Most frequent questions

In Andorra, holdings can be set up as joint stock companies (S.A.) or limited companies (S.L.).

A minimum capital of €60,000 will be required to set up a limited liability holding company in Andorra, and must be divided into numbered shares and registered with the Companies Registry. For limited liability companies, the minimum capital is €3,000, divided into non-negotiable shares.

Holdings in Andorra have many advantages, especially in terms of optimising expenses. The companies within the business group can manage their expenses better, thanks to coordination of the holding’s activities. Moreover, accounting is more efficient and the company’s participation in the market is optimised. Companies integrated into the holding company also benefit from greater stability in their activities by reducing economic risk, while guaranteeing compensation to shareholders in the event of economic loss.

When you decide to settle in Andorra, in one of the 7 parishes, the question of accommodation is important.

The first option is to buy a property with a residence permit and a foreign investment authorization issued by the relevant Ministry. Non-residents may also purchase property legally, subject to obtaining a Foreign Investment Authorization.

To rent accommodation, you must open a bank account. The minimum rental contract is for five years. The contract can be terminated within this period and a change of address with a notice period of only 3 months. Rental prices fluctuate greatly, depending on the type of property, its location, the floor area and also the season. The best time to look for a property is from May onwards.

Fidencis forms part of the NODUM CORPORATE group and is a Family Office, authorised, regulated and supervised by the Andorran Financial Authority (registration number ASF-01/17), with total legitimacy to assist you in opening a bank account and managing the legal procedures, as required.

Andorra has become a secure and solvent financial centre thanks to the automatic exchange of CRS information and strict observance of anti-money laundering regulations by the banks.

There are currently 3 banks in Andorra, Andbank, Morabanc and Creand, all solvent and ranked among the most solid in Europe. They do not have access to European Central Bank funds, so their financing strategy is more conservative and this ensures greater stability. Individuals, businesses, residents or non-residents can open an account in Andorra, but must observe the banks’ anti-money laundering regulations and FATCA protocols and provide the source of the funds, as well as document transactions of a significant nominal value.

Andorra has long been considered an uncooperative tax haven before it was removed from the blacklist in 2009.

Since then, the Principality has introduced tax transparency, sharing information on tax nomenclature and conforming to international standards. Although the country no longer meets the OECD criteria of a tax haven, it continues to attract entrepreneurs and investors thanks to its low tax rate. Corporate tax is limited to 10%, IGI (equivalent to VAT) is 4.5% and dividends are tax exempt. The real estate market also benefits from an advantageous tax regime.

Although the quality of life is one of Andorra’s main attractions, some still consider it a tax haven, which is not difficult considering the point of view of its neighboring countries.

Caixa Andorrana de Seguretat Social (CASS) is the centralized social security organization responsible for managing reimbursements for medical and hospital expenses.

Membership in CASS is compulsory for all residents and salaried employees working in the Principality. Social security and health cover in Andorra are divided into 2 branches: the general branch, and the retirement branch for the management of retirement and widowhood pensions. The amount of contributions varies according to professional status, ranging from 6.5% for an employee to around €540.00 for a self-employed person. CASS covers healthcare costs at a rate of between 75% and 100%. It also covers between 90% and 100% of the cost of hospitalization, workplace accidents and occupational illnesses.

CASS is an important institution in the Principality and provides residents with health insurance based on international agreements with its European partners, which allows compatibility with French and Spanish hospitals.

We are here to help

Tell us about your plans to move abroad